Navigating the Charity Care Labyrinth
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Navigating the Charity Care Labyrinth

As of July 27, 2020, I am elated to announce that I am no longer in debt to my local hospitals. I’m also very angry that it’s taken as long as it has. To give you some background: I have Functional Neurological Disorder(FND), which is a relatively common (but rarely properly diagnosed) neurological condition that…

Selecting your Medicare drug coverage online
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Selecting your Medicare drug coverage online

This post takes you through when I used Medicare.gov to select my Medicare part D(medication) plan for 2020. I decided that it might be useful for any of you who also need to make this selection to walk you through the website and the decision-making process I went through in selecting which plan made the…

How does Medicare work and how do I get it?
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How does Medicare work and how do I get it?

We are now approaching the beginning of the open enrollment period for Medicare. The enrollment period runs from October 15 to December 7. This is the time period where we can finalize our plans, adjust our coverage if necessary, and commit to the coverage, and type of coverage, that we will receive for the following year….

Medicare (dis)Advantage: Why Medicare Advantage plans don’t live up to the name
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Medicare (dis)Advantage: Why Medicare Advantage plans don’t live up to the name

Medicare Advantage is an alternative to original Medicare.  The name is disturbingly misleading. It isn’t actually Medicare, and often getting it puts the client at a disadvantage. What do I mean? Well, Medicare Advantage Plans are really private insurance plans that replace original Medicare. They do not need to follow Medicare’s rules and while aspects of…